Who's Got My Keys?
In Who's Got My Keys?, Newsweek's John Sparks hopes that
By the end of the decade, biometric security measures could put the keyloggers out of business
Sorry - biometrics are of little use in protecting transactions from a home PC. You can steal the input from a biometric device just as easily as from a keyboard.
While my password is secret, my biometrics are more or less public. My fingerprints are all over the place, my DNA can be picked up from my coffee cup.
I do not use the same password at my bank and on suspect discussion boards. But I only have two eyes, once I have used my retina to identify at one site, that site can impersonate me at another.
While we wait for a total remake of input device security in the operating systems, one-time passwords provide a low-tech, but much safer solution than biometrics. One-time passwords can be stolen by hand, but not wholesale by spyware.